Mississippi Car Sales Tax Calculator Tax, title & license fees (2026)
State sales/use tax + county ad valorem tax · 5% state rate
Calculate Mississippi car tax & fees
Loading calculator…
How much is car sales tax in Mississippi?
Mississippi charges a 5% sales or use tax on most vehicles (3% on trucks over 10,000 lb that carry property). But the biggest part of a Mississippi tag bill is often the county ad valorem tax, a property tax set by your county, city and school district.
Subtract your trade-in from the price and multiply by 5%. Manufacturer rebates don't reduce the taxable amount. If a Mississippi dealer already collected the tax, you don't pay it again at the tag office.
Ad valorem tax is based on an assessed value of 30% of the vehicle's true value (at least $100), multiplied by the millage rates where you live. Because millage varies by district, it isn't included in the example below. A legislative tag credit may reduce it.
Fixed fees are small: a $9 title, a $14 first-time registration ($12.75 to renew) and a privilege tax of $15 for cars, vans and RVs ($7.20 for pickups, $8 for motorcycles).
- Taxable base = price - trade-in
- Sales tax = taxable base x 5% (3% for qualifying heavy trucks)
- Assessed value = max($100, 30% x true value)
- Ad valorem = assessed value x mills / 1,000, minus any legislative tag credit
- Total = sales tax + title + registration + privilege tax + ad valorem + EV/hybrid fee + doc fee
Mississippi car tax example with real numbers
Dealer purchase with a trade-in
You buy a car for $25,000 and trade in your old one for $5,000.
- Taxable amount: $25,000 − $5,000 = $20,000.
- Sales tax: $20,000 × 5% = $1,000.
- Title, registration and privilege tax add $38.
- Estimated total: $1,038, plus your county's ad valorem tax.
| Taxes | |
|---|---|
| Sales tax5% of $20,000.00 | $1,000 |
| Title & registration | |
| Title | $9 |
| Registration | $14 |
| Privilege tax | $15 |
| Estimated total | $1,038 |
Computed with the calculator on this page using the figures in our data. Local add-ons not mentioned in the example are left out.
Exceptions that change your Mississippi tax bill
Buying out of state
Mississippi gives no credit for sales tax paid to another state, so the full use tax is due when you register.
Renewals
Renewing the registration on a vehicle you already own involves no sales tax.
Disabled veterans
Qualifying disabled veterans have ad valorem and privilege taxes waived (limits apply) and pay $1 for the plate.
Deadlines and penalties
Register within 30 business days of purchase. Late renewals cost 5% for the first 15 days and 5% more every 30 days, up to 25%. New residents who don't register within 30 days face a $250 penalty.
Mississippi vehicle sales tax rates
| State rate | 5% |
|---|---|
| Heavy truck rate | 3% |
| Heavy truck note | Trucks over 10,000 lb GVW carrying property |
| Local rate | 0% |
| Ad valorem | Assessed value x county/city/school district millage / 1,000 |
Mississippi title & registration fees
| Title | $9 |
|---|---|
| Title fast track | $39 |
| Registration new | $14 |
| Registration renewal | $12.75 |
| Privilege tax |
|
| Disabled veteran plate | $1 |
| Assessment ratio | 30% |
| Minimum assessed value | $100 |
| EV hybrid annual fee | CPI-adjusted each July 1; varies |
| Late renewal penalty | 5% for the first 15 days late, then +5% per 30 days, maximum 25% (no legislative tag credit at the maximum) |
| New resident late penalty | $250 |
| Registration deadline | 30 business days after purchase |
Mississippi car tax exemptions & special cases
| Manufacturer rebate | Does not reduce the taxable base |
|---|---|
| Sales tax already collected by a Mississippi dealer | Not due again at the tag office |
| Renewal | No sales tax and no title |
| Out-of-state purchase | Mississippi use tax due in full; no credit for tax paid to another state |
| Disabled veteran | Ad valorem and privilege tax waived (limits apply); $1 plate |
| Gift / inheritance | Treatment varies; confirm with county tax collector |
Mississippi car tax FAQ
Why is my Mississippi tag bill so high?
Most of it is usually county ad valorem tax, which depends on your vehicle's assessed value and local millage rates.
Do I get credit for sales tax paid in another state?
No. Mississippi use tax is due in full on out-of-state purchases.
Do rebates reduce Mississippi sales tax?
No. Manufacturer rebates stay in the taxable amount.
How much is a Mississippi title?
$9.
Sources & verification
We checked these figures against the following official pages on October 7, 2026:
- www.dor.ms.gov/motor-vehicle/motor-vehicle-frequently-asked-questions
- www.dor.ms.gov/business/sales-use-tax/sales-tax-rates
- www.dor.ms.gov/motor-vehicle-titles
Not yet confirmed on an official page: pickup 7.20, motorcycle 8, fast track 39, assessment ratio 30%. Treat these figures as estimates.
What changed in our last review
- late renewal penalty 5% (first 15 days) + 5% per 30 days, max 25% (loses legislative tag credit at max); new resident $250 penalty if not registered within 30 days; register within 30 business days of purchase
Spotted something out of date? Tell us and we'll recheck it.